Can private health insurance cover session costs?

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Private health insurance extras for counselling services and psychological intervention can generally be claimed for your visit to a psychologist.

Most private health insurers generally have policies that stipulate that this can only be claimed if it is otherwise solely paid by the insured individual.

For example, you cannot generally claim a Medicare rebate through a Mental Health Treatment Plan, then also claim the gap payment through the private health insurer. It is one or the other that you can use to rebate the session.

This would be covered under the extras coverage that many private health insurers provide.

It is not claimable through private health insurance hospital cover, as this is for the purposes of covering hospital admissions and the like.

This article is based on general information; your individual private health insurer may have policies and procedures that differ from the information here. It is best to check with your private health insurer directly.

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We provide psychologist telehealth sessions around in Australia.

This webpage is not professional or legal advice. This webpage contains general information, which is provided with no warranty, no guarantee of accuracy, and without any liability accepted. Use at your own risk. In an emergency, dial 000.

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